Top 8 Best Fintech App Startup Ideas to Consider in 2024 Lucrative fintech app startup ideas include digital/P2P payments apps, money lending apps, trading and investment apps, DeFi solutions, RegTech Apps, Insuretech, neobanking, personal finance apps, and digital/mobile banking apps. Fintech solutions offered through a user-friendly experience of a mobile app are currently in high demand among GenZ and Millennials (the majority of target users for digital finance solutions). https://www.ailoitte.com/blog/best-fintech-app-startup-ideas-to-consider/